When is this certificate needed?
Today, an extract from a personal account with the Pension Fund is usually made at the request of civil servants or a bank. This certificate contains data on the accumulated pension, and you can also see where, when and how long the person worked, and whether he is currently employed. With the help of SZI-6, working citizens can monitor the honesty of their employer, as well as:
- confirm data on your average annual salary for any period;
- determine the amount of pension contributions;
- calculate the amounts of the funded and insurance parts of your pension;
- take part in various government social programs.
SZI-6 is available, including in electronic form, so you can check your pension “reserve” regularly.
Conclusion on SZI-TD
From January 1, 2021, the employer will keep paper work books only for those employees who submit a written application for this before the end of 2021. If the employer begins to maintain electronic work books, the employee will be able to receive information about his work activities on paper or in electronic form in one of the following ways:
- at the employer at the last place of work;
- in the MFC;
- to the Pension Fund;
- on the portal gosuslugi.ru.
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24.12.2019
What data is displayed in SZI-6?
The Pension Fund collects and stores information about all citizens and creates their own individual personal account for each. Data from policyholders' reports is entered into the fund's database, and SZI-6 displays all information related to compulsory pension insurance and factors influencing the future calculation of pensions. In 2016, a new certificate form was installed, now it contains the following data:
- the amount of insurance premiums;
- work experience until 2002, since the electronic database of the Pension Fund began to be maintained in 2003-2004, the insured citizen can see information about himself only until 2002, previous places of work and credited experience are taken from paper media - work books;
- length of service and number of pension points of the insured person;
- data on invested pension savings;
- average citizen's salary.
In the certificate you can see how many contributions for compulsory pension insurance were paid by the policyholder, as well as the amount of these charges. If the employer did not pay any contributions, then the information about them will not be taken into account in the certificate. Accordingly, the document will immediately show how conscientiously the employer makes payments for its employee, and whether the citizen is accrued pension experience.
This certificate is extremely convenient because you can control what savings and in what amount go towards your future pension. Therefore, regularly checking the information contained in SZI-6 should become a good habit for every working Russian.
Help SZI-6: what kind of document is this and its contents
According to the established regulations, the Pension Fund maintains a systematic record of the rights of citizens, the data of which is reflected in individual personal accounts. To inform the insured persons about the information on compulsory health insurance, the Pension Fund uses the standardized form SZI-6; what kind of certificate it is and what information it carries – we will consider below.
The ILS (individual personal account) of the insured displays a set of information provided to the Pension Fund by policyholders for persons registered in the OPS system, and concerning factors affecting the accrual and calculation of pension benefits, including:
- length of service until 2002 - data is indicated as of the time of registration in the personalized accounting system (such registration was carried out in 2003-2004, information about earlier work experience was entered into the ILS based on the data reflected in the work book of the insured person provided employer);
- insurance period and the value of pension points (IPC);
- deductions for a specific calendar period - information about personalized accounting of wages, amounts of insurance contributions;
- information on investing pension savings.
The certificate of form SZI-6, generated according to the data of the Pension Fund, contains information only about the accrued and actually paid contributions for compulsory pension insurance by the policyholder. If the insured person’s compulsory health insurance contributions were not paid by the employer, information about them and the insurance period for this period is not included in the SZI-6 certificate. Claims for length of service actually worked, but not included in the insurance period due to non-payment, in accordance with current legislation (Article 18 of the Law “On Personalized Accounting” No. 27-FZ) must be attributed to the employer, whose actions can be appealed in court ok.
Who can order this certificate?
SZI-6 can be obtained in electronic or paper form:
- Every citizen of the Russian Federation. He has the right to receive such information, since he is covered by compulsory pension insurance.
- Citizen of another country. This applies to persons temporarily or permanently residing in the territory of the Russian Federation if they make contributions to the Pension Fund and, accordingly, are covered by pension insurance.
- A stateless person, if he lives in Russia and belongs to the category of insured persons, pays contributions for compulsory pension insurance.
The SZI-6 certificate displays only information about official places of work and payments of the insured; therefore, in some situations, serious discrepancies with the real state of affairs may arise. This happens in such cases:
- the employer paid wages “in an envelope” and did not pay the necessary contributions for the employee;
- a person does not work anywhere for a long time;
- there were problems with documents when applying for a new job;
- a citizen worked abroad and cannot confirm his work experience, etc.
To solve problems with obtaining a certificate or to enter corrected data into the Pension Fund database, you should contact qualified lawyers. Experienced specialists will help you understand the situation and advise you on what documents you will need to collect.
How to get a certificate?
There are several ways to obtain data on the current status of your PF account:
- Order a document in paper form from one of the fund’s divisions. This is a traditional method - you will need to personally visit the institution and write an application for a certificate. If it is not possible to come to the Pension Fund, then you can send a request by regular mail. As identification documents, you will need copies of a civil passport and SNILS certified by a notary.
- Contact your local MFC. A convenient and fast way to receive an official certificate in paper form. To complete the application, you will need a passport and SNILS, and you can receive a response by mail - the Pension Fund sends SZI-6 by registered mail, since the certificate contains confidential information. In this case, you need to wait up to ten days to receive the letter.
- Electronic certificate via the PF website. To receive SZI-6, you need to register and then complete the request through the appropriate section in your “Personal Account”. If the user has already been registered on the State Services website, then he can use the same data without re-registration - the system will open access automatically. Here you can view general information about your pension rights, points earned and the total amount of insurance and work experience. More detailed information (in what period, by whom and where the person worked, what deductions he has to the account, the amount of salary) is indicated in the account statement.
- Through the State Services portal. The site contains detailed data on the status of an individual personal account.
- Via a mobile application. A convenient and modern method, you need to install the official application from the Pension Fund on your smartphone. After registering and logging into your account, you can receive the latest information about your account status, as well as make requests for various statements. A consultation with a Pension Fund specialist is available by appointment.
All services for obtaining an SZI-6 certificate, both in paper and electronic form, are free.
Certificate SZI-6: form, definition, rights of the insured person
Currently, the Pension Fund of the Russian Federation uses the SZI-6 certificate, a sample of which was approved by Resolution of the Board of the Pension Fund of the Russian Federation No. 184p dated April 5, 2018.
The full name of this certificate is “Information on the status of the individual personal account of the insured person.”
According to the established procedure, a certificate of personal account status is not a document subject to mandatory distribution to the addressee, but is provided to insured persons upon request (Article of the Law “On Personalized Accounting” dated April 1, 1996 No. 27-FZ).
You can obtain the SZI-6 certificate by contacting:
- to the customer service of the territorial branch of the Pension Fund of Russia;
- to Sberbank - the insured person can apply for a certificate from an operator at a bank branch, through Sberbank-Online, ATMs or bank terminals;
- to a multifunctional center (MFC) for the provision of state and municipal services;
- through ]]>Personal Account]]> on the official portal of the Pension Fund;
- to the portal ]]>State Services]]>.
When applying in person, you will need to present your passport and SNILS.
Important!
To obtain information about the status of your personal account through the Internet portal of the State Services or the Pension Fund, the insured person must register on these resources. The opportunity to use this service will be available to the user after identification and receipt of an access code to the electronic account.
For users of electronic accounts on these resources, the option of quickly viewing the information contained in the SZI-6 certificate online and printing the generated document is available. However, if for any purpose the insured person needs an SZI-6 certificate from the Pension Fund, certified in the prescribed manner, it must be obtained from the Pension Fund client service.
An insured person can apply for a certificate:
- upon a personal visit to a specialist from the Pension Fund of Russia, MFC or Sberbank;
- by sending an application by letter - using postal services;
- in the form of an electronic application.
Preparation of “paper” SZI-6 certificates is carried out within 10 calendar days from the date of filing the application. There is no charge for issuing the document.
How to order a certificate through the State Services portal
This resource is used by most Russians to receive various administrative services, including here you can order the receipt of SZI-6. This method of obtaining a document is simple and accessible to almost every citizen. Step-by-step instructions for obtaining help look like this:
- Go to the State Services website gosuslugi.ru and log in using your phone or e-mail and password. Or you can select the “SNILS” tab and enter the digits of the number in the first column.
- Click the "Login" button. If the user is not registered on the site, then you must register. This is a standard procedure, but you must carefully fill out all fields with accurate information. After this, you will need to confirm your identity through online banking, electronic signature, or submitting your passport to a service center.
- Select the “Services” line in the top menu.
- From the several categories that open, select the “Authorities” tab at the top.
- The service for generating the required certificate is provided by the Pension Fund of Russia, so select “PFR” from the list.
- In the list of available ones and select it.
- A button “Get a service” will appear on the right; you need to click on it with the mouse.
- A window will open with the recipient’s personal data already filled in. Choose the option to receive help - save the document for printing or send it to the user by email.
If the document is needed by government agencies, then the electronic format by e-mail is suitable; if the certificate is required for personal use, then it can be saved and then printed. In the second case, the document will not have legal force.
If the user has difficulty obtaining help, you can contact the site support service.
Results
Certificate SZI-6 contains complete information about the status of an individual personal account with the Pension Fund of the Russian Federation, from the start of a career to the current moment. It indicates the employers of the insured person, as well as the average monthly salary of a person in each workplace, you can see the amount of employer contributions and length of service. This information is confidential and can only be obtained independently or by transferring this right to your lawyer under a notarized power of attorney.
SZI-6 is often required to speed up obtaining a loan; it is needed to participate in government programs and is required when filing for bankruptcy. To obtain a certificate, you no longer have to contact one of the Pension Fund departments; you can order an electronic version of SZI-6 through the State Services portal at any day and time of day.